Debt assistance is paying increasing attention to the behavior of people in debt. The realization that only settling debts is not sufficient is getting bigger. Nevertheless, prevention and debt management still focus primarily on learning skills and knowledge. Creating awareness about one’s own (‘bad’) behavior does get an increasingly prominent role, but the activation of…

Bank researcher Tamara Madern about her PhD research: ‘A combination of different behaviors increases the chance of financial problems. For these behaviors and the causes of financial problems, too little attention is paid to preventing and tackling these problems. ‘ ‘In this way, keeping your administration in order does not have to have confidence that…

Do you ever think that a detainee can lose much more than ‘only’ his freedom? I did not, until I could train 60 case managers and trainers from the Custodial Institutions Service (DJI) about the field of finance and debt. It is estimated that 70 to 80% of the detainees have to contend with debts….

Money worries have a big impact on people. Employees with money worries suffer from stress and are more susceptible to fraud and theft. Moreover, these employees are more often ill and the productivity is reduced. What costs does that entail for you as an employer? Start the calculation Insight into costs: what now? You now…

The sooner money problems are tackled, the easier they are to solve. But there is no golden rule for success. It is therefore important to develop a vision and policy for your organization. What should you take into account? Do you often have to deal with debts in your organization or municipality, then it is…

Early identification of financial problems among employees or clients can prevent aggravation. What can you look for as a professional and how can you offer help? Early recognition of financial problems is important. It often makes the approach easier and the impact on the debtor remains limited. The social damage is also smaller if the…

Practice story 2016 How do you notice an employee that there are money problems? How many people with a job register with debt counseling? And what can you do as an employer if you have staff with debts? Question: Cause and scope of money problems on the work floor Employees with money problems occur almost…

If you can no longer pay your bills, the problems can accumulate quickly. You receive reminders or there is a bailiff on the sidewalk. Maybe you worry about money. There are addresses where you can go for help. If your financial problems are too much for you, you can ask for help. You can then…